Preparing Your Credit For Home Ownership

Preparing Your Credit For Home Ownership

I think the most common goal for most people I work with is home ownership, This is usually when most people become conscious of their financial habits and are eager to get it together. If you're suffering from credit challenges then I recommend 24 months of preparation. Here's what to do:

3 Ways To Immediately Improve Your Score

3 Ways To Immediately Improve Your Score

It's no surprise that the beginning of a new year sparks hopes for changes in our finances. Let me be the first to say, you don't need a new year to start over. You can start right NOW

Here are three things you can do to see improvement right away:

Am I Responsible For A Written Off Accounts?

Am I Responsible For A Written Off Accounts?

There seems to be a little confusion when it comes to handling accounts that have been written off by a creditor.  I can see why it's easy to mix up 'Written Off' and 'Charged Off' so let me clarify. 

Written off accounts basically mean you've neglected to take care of a debt. The creditor realizes that they have little to no chance of collecting so they adjust their accounting records to signify this loss. 

How To Divorce Proof Your Credit Score

How To Divorce Proof Your Credit Score

It's no secret that life changes will also affect your credit. 

Especially the breakup of a marriage.

To save yourself some financial grief, I've put together a few tips to help you properly manage your credit while trying to keep your sanity through a divorce. These tips are: