Frequently Asked Questions
HOW DOES THE PROGRAM WORK?
The Credit Rehabilitation program is designed for consumers that are looking for a complete adjustment in their credit lifestyles. We identify credit triggers that have caused your credit score to be stagnant or poor. This process also includes the removal of any inaccurate information listed on the credit profile. There is also a step of rebuilding to adjust the credit content of the report by adding positive credit. Each month a different goal is set and resources are provided to help implement a change in everyday life.
IS THIS LEGAL?
Credit restoration strategies and tactics used by Akira J. Dixon are 100% legal. The Fair Credit Reporting Act allows consumers to challenge the validity of any inaccurate or obsolete information on any consumer report. Through this act, Akira will only exercise guidance that is parallel to what the laws have specifically laid out. Tradelines, sweeps, CPNS, & other questionable activity to improve credit scores are not recommended or practiced by Akira.
HOW LONG DOES THE PROCESS TAKE?
The Total Credit Rehabilitation Program requires a minimum of six (6) months to fully see the program's full potential. During the six month enrollment, clients typically see a credit score increase by forty five (45) days of initial enrollment.
HOW MUCH DOES THIS COST?
The Total Credit Rehabilitation Program requires an ideal candidate screening consult prior to the actual enrollment process. This candidate screening session is 25 minutes long and is conducted via phone. This session requires a $25 non-refundable deposit & includes a review of your credit report. Free consultations only detail how our service works. Upon qualifying for Akira's service, there's an investment fee of $199.99 to begin the process and a monthly service charge of $99.99 per month for three to six months. Couple enrollment starts at $259.99 there's a monthly service charge of $179.99. A projected completion time frame will be discussed during the consultation.
WHY ARE CONSULTATIONS REQUIRED?
Our paid consultations detail a full review of your current credit reports and come with an analysis of where you are. Consultations are for the consumer's protection. It allows us to interact and chat personally before exchanging funds for the service. This also gives us a chance to review your credit report just to be sure you need the actual credit repair service. During the consultation, we will discuss your best options for restoring your score. Paid Consultation costs are deducted from enrollment fees.
CAN I CANCEL?
Clients can cancel their service at any time by providing a written notice via postal mail to our processing center. Cancellation requests are only honored if received 7 days prior to the next billing cycle. Upon enrollment, clients have three business days to cancel in order to receive their initial enrollment fee back. Enrollment fees are forfeited on the fourth business day.
IS THIS PROGRAM CONFIDENTIAL?
Your enrollment, documents, & private financial details will never be disclosed or sold. We will not identify your enrollment on social media or credit accomplishments without your consent. Your private information/identity will not be used in any promotional content.
WHAT IF I'M WITH ANOTHER CREDIT REPAIR COMPANY?
A 60 Day grace period is preferred upon your cancellation from that agency.
HOW DO YOU COMPARE TO LEXINGTON LAW FIRM?
Akira's Total Credit Rehab is a total rehabilitation program where we identify contributing factors to your overall credit health. All of our plans are personalized and include additional strategies for each consumer to build wealth. Our personalized plans are also equipped with rebuilding tips to help clients reach their overall credit goal. We also offer immediate attention to all negatives and don't stall the process by bureaus. We handle issues directly with the creditors as well as any debt collectors.
WHAT SETS YOUR COMPANY APART FROM OTHER CREDIT REPAIR COMPANIES?
Akira's Total Credit Rehab has a very unique approach to resolving debt and credit issues for our clients. We provide realistic solutions and don't just dispute negatives to later have them potentially reappear. Our program provides efficient educational resources that not only help our clients prepare for their goal; but to maintain good credit habits in the future. Our company has partnered with hundreds of qualified professionals including realtors, loan officers, and banking representatives to provide the best service possible.